by Karin Maloney Stifler and Sarah Hannibal

Important changes occurred this month in Ohio’s College Advantage 529 Direct Sold Savings Plan.

As of September 9, 2016, Vanguard increased the allocations to international stock and bond holdings in the Vanguard Ready Made Risk-Based and Age-Based Portfolios. On first hearing about this, it seemed like a bold move for a relatively conservative company. Yet, these changes mirror Vanguard’s recent history of increasing allocation to international stock and bond funds in their target date retirement funds.

In Ohio’s 529 Plan, Vanguard changed the allocation from domestic to international by 10%, summarized in the table below: read more...